Piere Evaluate: AI-Powered Budgeting


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Piere is a brand new budgeting app that’s attempting to fill the hole left by Mint.

When Mint shut down, tens of millions of energetic customers wanted a new budgeting app.

Whereas many free apps have promised to ship premium budgeting providers, Piere will be the first free app that not solely replaces Mint’s performance, it surpasses it. 

Right here’s what it is advisable to learn about Piere, from key options to plans and pricing. 

piere logo
  • Advert-free budgeting, spending, and net-worth monitoring app.
  • AI-driven funds suggestions.
  • First-of-its-kind integration with Venmo.
  • Paid plan arriving in 2024. 

AI-Powered budgeting, account syncing, internet value monitoring

*Paid plan coming in 2024. 

What Is Piere?

Pierre is a budgeting and monetary administration app that makes use of AI to make creating and monitoring your funds simpler. It has each free and paid plans, however in contrast to many different budgeting apps, the free tier presents loads of performance, together with a number of account connections, and transaction and funds administration.

The app was began by Yuval Shuminer in 2022, and when Mint introduced it was closing, it noticed its recognition skyrocket.

Here is a take a look at the app’s key options. 

What Does It Supply?

Though Piere has an formidable product roadmap, its main options are an AI-driven funds, internet value tracker, and spending tracker. Right here’s what it is advisable to learn about these options.

Two-Click on Price range

Making a funds could be difficult, however Piere guarantees to make it easy by analyzing your monetary historical past and recommending a funds primarily based in your historic spending. Inside two clicks, it gives a “tuned” month-to-month funds which you need to use to trace your earnings and bills.

The 2-click funds may fit for some individuals because it makes use of 90 days of historical past to suggest your plan. However Piere’s funds has a serious drawback. It doesn’t require your funds to be balanced. My 90-day transaction window coincided with paying for summer season baby care and a serious house improve.

We saved upfront for these bills. Nonetheless, the preliminary funds advisable by Piere confirmed a $4100 funds deficit each month. I used to be additionally shocked to see that Piere’s funds ignored my mortgage cost.

Nonetheless, manually adjusting the funds is straightforward, and monitoring your bills relative to your funds is actually painless.

Automated Categorization of Transactions

Piere mechanically categorizes transactions primarily based on the first vendor. That is essential as a result of the funds it recommends relies in your transaction historical past. Whereas I wasn’t impressed with the preliminary categorization of transactions (transfers had been characterised as automobile funds, for instance), I used to be impressed by how effectively Piere “discovered” the brand new guidelines.

As quickly as I recognized financial savings transfers, charitable giving, and gymnasium memberships, Pierre utilized the rule to all associated transactions.

Piere Budgeting Categorization

Categorizing Venmo Transactions

As a heavy Venmo consumer, I respect that Piere “appears to be like inside” your Venmo account, and treats these transactions as significant transactions. It even treats reimbursements as reductions in spending as an alternative of as “different” earnings. I primarily use Venmo to pay for a handful of providers, so I couldn’t check the reimbursement function. Nonetheless, loads of Piere’s on-line evaluations give accolades to this function.

Shared Transaction, Good Reimbursement, Pooling Cash and Extra

Piere is doubling down on “shared” funds that don’t embrace a big different. Pierre is positioning itself as a substitute for Venmo by permitting associates to share transactions and reconcile transactions inside the app. It’s additionally created a monetary Pool that’s good for a visit or an workplace PowerBall Pool.

Internet Price Monitoring

Piere isn’t merely a spending tracker. It appears to be like at your complete monetary image. Pierre lets you hook up with conventional brokerages like Constancy, Charles Schwab, Betterment, Wealthfront, and Vanguard, and even some crypto exchanges similar to Coinbase. These connections are used to trace your internet value over time. It’s value noting that historic internet value monitoring will probably be a premium function, and customers should improve to Piere Plus to make use of this function.

Are There Any Charges?

Piere at the moment presents a free plan, referred to as Piere Purple. There’s a Premium model, referred to as Piere Plus+, in addition to a desktop model of the app, within the works for 2024.

When Piere Plus+ is on the market, it is going to embrace AI-driven insights, superior transaction guidelines (to rely reimbursements in opposition to spending), historic internet value, and different options that haven’t but been launched. Piere Plus will price $9.99 month-to-month or $79.99 billed yearly. 

How Does Piere Examine?

Total, Piere presents a sturdy, easy-to-use, easy-to-customize, and clever monetary administration platform. Piere’s free budgeting instrument is best than most premium budgeting instruments (though YNAB or Tiller could also be higher for these with complicated budgeting wants).

Piere’s internet value monitoring instrument presents insights that rival the insights from Empower. Piere’s free choice could actually be the perfect different to Mint.

How Do I Open A Piere Account?

To get the app, go to the App Retailer and obtain Piere or you need to use Piere from the Google Play Retailer. You’ll want an electronic mail deal with and password to get began. When you’ve accomplished a profile, you possibly can join your accounts to Piere.

Piere makes use of a third-party service that solely reads info out of your accounts. As soon as that’s executed, you can begin taking a look at your funds and internet value, and categorize transactions. Proper now, Piere doesn’t require customers to enter a bank card to begin an account. This will likely change when Piere begins charging for Piere Plus.

Is It Secure And Safe?

Piere makes use of a third-party service to encrypt info and maintain it safe. The app additionally permits customers to arrange multi-factor authentication to make sure that info is stored secure and safe. Piere makes a giant deal about being SOC 2 compliant. This merely implies that it follows finest practices for guaranteeing that banks and different monetary establishments can hook up with the app. Total, Piere has wonderful safeguards in place to reduce the dangers related to id theft.

How Do I Contact Piere?

Piere’s headquarters is situated at 910 seventeenth St SE, Fort Lauderdale, Florida 33316. You will get in contact with the crew by emailing For those who obtain Piere, you possibly can contact the event crew by hitting the Gear Icon within the higher proper nook after which utilizing the “Contact The Staff” part. The location doesn’t at the moment present any cellphone numbers, and it doesn’t at the moment have a chat choice for customers.

Is It Price It?

Proper now, Piere is a wonderful app, and its product roadmap is promising. Personally, I’m desperate to see how the AI-driven insights carry out when they’re launched. The idea of “roll-over” budgeting can be very thrilling. As a result of Piere is at the moment free, it’s effectively value downloading. The budgeting function is great, and I’m impressed by the spending tracker.

When customers must pay for Piere’s premium options, the free model will nonetheless be value utilizing for most individuals. It’s an easy-to-use app that lets you funds, spend, and observe your funds simply.

Try Piere right here >>

Piere Options

AI-powered budgeting and monetary administration app

  • Two-Faucet Price range Creation
  • Transaction Guidelines 
  • Historic Internet Price
  • Customized Classes 
  • Auto Reconciliations (with Venmo)
  • Automated Financial institution Syncing 
  • Piere Purple: Free 
  • Piere Plus+: $9.99 month-to-month or $79.99 paid yearly (coming 2024) 

Net/Desktop Account Entry


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