IBX Medicare Benefit Plans Profit Employers and Retirees

Taking excellent care of your workers, each whereas they’re working and after they retire, isn’t simply the fitting factor to do. It’s additionally a necessity for attracting and retaining certified expertise in as we speak’s aggressive setting.

Inexpensive well being protection by a gaggle Medicare plan is an integral part of a complete retirement bundle. I’ve been working with Independence Blue Cross (IBX) Medicare plans since 2005. And now as Director of Group Medicare Gross sales, I’d prefer to stroll you thru all the benefits of providing your workforce an IBX group Medicare Benefit plan.

Higher Than Medigap

Many employers have been providing their workers the identical Medicare Complement (“Medigap”) plan for ages. And Medigap plans are wonderful. However Medicare Benefit plans supply many extra advantages at a considerably decrease value than Medigap plans.

Private Selection 65^SM PPO plans and Keystone 65 HMO plans from IBX are available in a wide range of choices with completely different prices and advantages. However they’re all very extremely rated by the Facilities for Medicare and Medicaid Companies, a testomony to their total high quality when it comes to protection and buyer satisfaction.

Price Financial savings

Your retirees might enroll in particular person Medicare Benefit plans on their very own. And there are quite a lot of plans on the market, a lot of them with $0 premiums. However even with a $0 premium, an individual’s out-of-pocket prices can nonetheless add up primarily based on issues like specialist copays and drugs prices.

Group Medicare plans can leverage group charges to ship decrease out-of-pocket prices to members. That makes them a really enticing profit to supply your workers after they retire.

And IBX group Medicare Benefit plans include versatile funding choices in addition to important tax benefits. They’re typically higher than or equal to what our rivals can present, when it comes to charges, advantages, or each. It’s a win-win for employers in addition to retirees.

Protection Continuity

In case your group already has a gaggle worker well being care plan by IBX, transitioning to an IBX Medicare Benefit plan at retirement is seamless. Folks can get pleasure from the identical giant well being community as earlier than, with:

• Even decrease out-of-pocket prices
• Constructed-in dental, imaginative and prescient, and listening to protection
• A no-cost health program
• An out-of-pocket allowance for qualifying over-the-counter well being merchandise
• And plenty of different precious extras

There’s continuity for employers as nicely. You get skilled, devoted account administration from the hometown well being insurer you already know and belief.

Superlative Help

Our service doesn’t finish when our sale is full. We assist your retiring workforce members navigate the Medicare maze to get essentially the most worth and the highest-quality care from their well being plan. We provide customized steering that’s second to none.

We additionally maintain member seminars on in style matters all year long. We tailor these displays to concentrate on advantages that members are under-utilizing to assist them get essentially the most out of their plan. We consistently replace our members and shoppers on new Medicare guidelines.

My crew stands able to reply no matter questions you will have about IBX group Medicare Benefit plans. You may attain us at medicaregroupsalesinquiries@ibx.com.